Holder workspace

Build your passport before you enter underwriting abroad.

Connect sources, review signals, and issue a passport for cross-border underwriting.

Create passportBack to public view

Holder dashboard

Ready to share abroad

Issue the passport to see readiness, proven signals, and sharing history.

Ready to issue

Simulated intake selected. The private passport has not been created yet.

Local bundleThe proof is generated locally in your browser.
View details

The bundle carries only what the decision needs. Raw history stays private.

Stays private
  • Your raw bank history is not sent to the verifier.
  • The numeric witness is derived locally before the proof is created.
Moves with the bundle
  • The minimum identity needed for the decision.
  • The policy binding and verifier-ready trail.

BBS selective disclosure with Noir + Barretenberg for the numeric proof path.

Simulated intake

Simulate the credit source

Choose Serasa Experian or Experian US to simulate only the intake. After that, the Holder uses those values in the real issuance, proof, and receipt pipeline.

Simulated intake
Imported reportSerasa Experian / 742 / 0-1000
Score
Serasa Score
Risk
low
History
98% on-time across 24 months
Disputes
0
Pipeline outputs
On-time payments
98.0%
Debt / income
15.4%
Positive months
11/12
Monthly capacity
€4,857
Severe delinquency
false
Holder files
Download source JSONreadyDownload passport JSONwaitingDownload proof bundle JSONwaitingDownload receipt JSONwaiting

Only this intake is simulated. Create private passport, generate bundle, verify, and issue receipt continue through the official flow.

Your status

A short read on your readiness before you share.

Before issuance, this summary shows what still needs to be ready.

Active passport
Awaiting issuance
Verified signals
0
Shares
0
Current validity
Awaiting issuance
Trusted connected sources

Your Brazilian sources will appear here after issuance.

Proof layer

What this passport proves

Decision signals. The verifier sees the conclusion, not raw history.

  • On-time repayment above the policy thresholdWaiting
  • No severe recent delinquencyWaiting
  • Positive cashflow across most of the yearWaiting
  • Debt-to-income kept within the policy limitWaiting
  • Monthly capacity for housing and early creditWaiting

Applied privacy

Privacy controls

What remains under your control after the passport circulates.

  • Full statements, tax IDs, and account numbers stay out of the verifier view.
  • Raw history remains off-chain and outside the decision surface.
  • Every share is scoped, time-bound, and tied to a specific decision context.

Current record

Latest share record

Shows the latest bundle or receipt from this issuance.

No current record yet

When there is a bundle or receipt, this area shows the latest record with recipient and validity.